There are so many things we can purchase in today’s world; new tablets, computers, mobile phones, and even upgraded house equipments. With all of the temptations, are we really able to spend on what is necessary? Will you hold off purchasing a better car insurance policy just to buy a newly released phone? There are situations wherein we feel the need to reward ourselves for a job well done, and that is okay
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Every person has a different approach in budgeting; we have different expenses and utilities so it should be made as personal and as detailed as you can creating a meal plan for the next 2 weeks before you go grocery shopping
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Create a bank account dedicated to what you are able to save every month. There is a feature today wherein you can automatically assign a fixed amount to be transferred from your earnings account to your savings amount on a fixed date
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Strictly follow your budget and try to find deals that give better value for what you pay for. Oftentimes when we receive our salaries we spend and splurge without even checking price tags, but this only leads to having to be frugal on the last days